|
Summary
of Cover
| Personal
Cover - |
Benefits
per Insured Person |
| |
|
| Section
A |
Medical
Expenses £5,000,000 * |
| Section
B |
Hospital
Benefit £15 per day up £500 |
| Section
C |
Cancellation
/ Curtailment £3,000 * |
| Section
D |
Delayed
Departure up to £100 |
| Section
E |
Missed
Departure £300 Europe, £600 Worldwide |
| Section
F |
Personal
Accident £25,000 |
| Section
G |
Baggage
£1,500 * - Limited to £300 in all for valuables and
£250 any on article |
| Section
H |
Personal
Money £500 - cash £200 * |
| Section
I |
Personal
Legal Liability "2,000,000 |
| Section
J |
Replacement
Passport £250 |
| Section
K |
Hijack
£1,000 |
| Section
L |
Legal
Expenses £25,000 |
| Section
M ** |
Winter
Sports Equipment £600*, Ski Hire £200, Ski Pack £300
and Piste Closure £300 |
| * |
Under
these sections the first £40 of each and every claim
per Insured Person per incident is excluded, but limited
to £10 for loss of deposit claims. |
| |
|
| ** |
Short
Period - This section only applicable if the appropriate
additional premium has been paid.
Annual
- This section is automatically included for up to 17
days. |
In
addition:-
| a |
where
a claim is made under both sections G and H at the same
time for the same incident only one deduction of £40
per Insured Person will apply. |
| |
|
| b |
where
the Famliy option applies or where two or more members
of your family are involved in any single claim arising
from the same incident the total deduction is limited to
£80 (£20 for loss of a deposit). |
Plus
Personal Cover Emergency Assistance and Pre Travel Advice Line
Operated
by International Medical Rescue
Motor
Vehicle Cover - Benefits
| Section
N |
Repatriation
of immobilised vehicle
Towing
and emergency repairs
Provision
of spare parts
Repatriation
of driver and passengers or continuation of journey
Immobilisation
of vehicle before commencement of journey
Provision
of an alternative driver |
| Section
O |
Legal
defence |
| Section
P |
Advance
of funds |
Plus
Motor Vehicle Cover Emergency Assistance
Operated
by FirstAssist
Policy
Features
Short
Period
| • |
Special
premiums available for families |
| • |
Optional
winter sports insurance with additional cover |
| • |
Cover
available for trips to six months |
| • |
Reduced
premiums for deletion of baggage and money cover |
| • |
Cover
available for non manual business trips |
Annual
| • |
Special
premiums for family cover |
| • |
Winter sports
cover automatically included (up to 17 days) |
| • |
Includes cover
for non manual business trips in addition to leisure
travel |
| • |
Cover
available for persons up to 75 years |
Vehicle
breakdown (for vehicles up to 10 years old)
| • |
Short period
or annual cover available |
| • |
Includes UK
breakdown cover option (Short Period only) |
| • |
Can be
purchased independently of personal cover |
| • |
Caravan /
trailer option |
(cover
applies to private cars, motorised caravans and estate cars not
exceeding 3,500 GVW and motorcycles over 250cc)
Pre
existing medical conditions
Folgate
travel insurance contains restrictions regarding the health of
persons to be insured by Folgate Insurance
If
any person to be insured answers "Yes" to any of the
medical questions in the proposal form, they must contact
Folgate Healthcheck. If you purchase Annual Multi Trip
cover, you MUST contact Folgate Healthcheck each time you
book any Holiday / Journey.
Folgate
Healthcheck will advise if cover can be provided for the pre
existing medical condition(s) and will provide a Heathcheck
reference.
If
any special terms applied, written confirmation of this will be
provided.
If
you proceed with the insurance, you MUST call Folgate
Healthcheck and provide them with your policy number.
In
all cases, the Folgate Healthcheck reference MUST be
included in the proposal form and in the policy schedule and
shown against the appropriate Insured Person.
Folgate
Healthcheck can be contacted on 0181 773 0505
All
calls to Folgate Healthcheck will be dealt with in strictest
confidence.
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